While chatbots and AI are instantly scalable, they still have limitations — for instance, some edge case scenarios still require interventions from human service agents. The other disadvantage is the lack of a genuine human connection.
Transparency of underwriting rules lets consumers know if they’re being treated fairly by their insurers. Underwriting rules are the criteria insurance companies use to determine whom to insure, what they will insure, and whether to renew an existing policy.
California Insurance Code (CIC) section 1666.5(a) requires the California Department of Insurance (CDI) to collect a social security number if the license applicant or licensee is an individual applying for or renewing an insurance license.
In addition, non-resident insurance producers and adjusters, applicants who were not previously fingerprinted as a condition of obtaining an insurance producer license in their resident state must submit fingerprint impressions for the complete background check stated above.
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