Essentially, the Lower Health Care Costs Act is an attempt to make health care less expensive by advocating for transparency. What’s worth noting is that this bill contains a clause pertaining to brokers, specifically. Since we are still in the early stages of the bill, it is uncertain what revisions will be made, or if it will be passed. Nonetheless, remaining informed on potential changes will allow brokers to stay ahead of the curve.
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Transparency of underwriting rules lets consumers know if they’re being treated fairly by their insurers. Underwriting rules are the criteria insurance companies use to determine whom to insure, what they will insure, and whether to renew an existing policy.